TABLE 2.1.21
	SECTORAL DISTRIBUTION OF COMMERCIAL BANKS LOANS  1991 - DEC 2014 (EC$'000)
		Dec-91	Dec-92	Dec-93	Dec-94	Dec-95	Dec-96	Dec-97	Dec-98	Dec-99	Dec-00	Dec-01	Dec-02	Dec-03	Dec-04	Dec-05	Dec-06	Dec-07	Dec-08	Dec-09	Dec-10	Dec-11	Dec 12	Dec 13	Dec 14
	AGRICULTURE	887	975	973	983	974	1,056	1,482	1,527	1,585	1,675	1,852	1,832	2,458	1,699	1,458	1,379	2,220	1,808	996	1,059	992	1,758	1,699	1,720
	FISHERIES	193	1,115	442	293	729	794	952	858	576	1,385	1,791	1,697	4,536	1,246	724	579	621	333	433	456	463	523	665	388
	MANUFACTURING	969	946	1,152	1,200	3,461	3,951	3,420	3,037	9,904	8,220	8,031	13,273	12,805	19,235	18,585	16,582	14,936	14,070	13,941	17,209	18,685	17,854	17,700	12,795
	FOOD & NON ALCOHOLIC BEVERAGE	65	53	94	57	498	763	533	495	559	1,180	1,835	1,854	1,842	1,833	1,420	1,448	321	206	171	5	2	5	2	3
	CLOTHING & ACCESSORIES	0	30	22	30	26	45	86	80	75	712	21	222	306	219	193	195	137	92	1,198	5,034	4,838	1,154	1,039	1,031
	OTHER MANUFACTURIES	904	863	1,036	1,113	2,937	3,143	2,801	2,462	9,270	6,328	6,175	11,197	10,657	17,183	17,906	14,939	14,478	13,772	12,572	12,170	13,845	16,695	16,659	11,761
	DISTRIBUTIVE TRADES	28,025	28,886	28,561	25,238	21,699	22,396	25,104	26,343	26,510	37,956	37,647	40,127	35,846	39,731	41,293	42,474	54,940	64,832	74,874	77,299	79,028	88,070	93,793	97,362
	TOURISM	49,094	63,303	62,797	54,559	55,250	57,354	67,137	68,775	83,039	93,399	92,262	94,733	113,509	120,428	149,865	173,359	208,056	245,292	284,639	272,146	278,667	267,533	253,225	219,679
	ENTERTAINMENT & CATERING	2,216	3,660	1,917	1,881	2,763	3,262	4,684	4,196	5,855	5,753	6,626	5,662	6,076	6,870	6,743	8,243	7,974	9,994	11,722	12,741	13,634	14,490	15,514	13,695
	TRANSPORT	14,572	13,047	12,774	11,398	8,998	10,174	10,226	10,132	8,803	11,555	13,458	17,070	16,956	16,178	18,409	23,001	25,604	27,277	26,705	30,907	36,996	39,663	37,383	37,681
	PUBLIC UTILITIES	3,044	3,033	358	874	2,806	8,377	7,202	13,488	13,984	13,834	12,219	10,862	4,741	7,159	9,187	8,411	6,728	16,497	12,724	4,388	9,607	7,331	16,862	11,523
	CONSTRUCTION & LAND DEVELOPMENT	13,327	13,813	6,750	13,223	11,223	13,284	13,509	11,515	11,234	18,389	21,073	19,631	26,403	32,063	48,957	46,420	83,423	122,901	141,597	205,280	212,985	207,034	201,156	205,459
	GOV'T & STATUTORY BODIES	1,610	2,817	1,414	730	1,117	353	1,617	1,758	1,850	12,513	16,113	21,679	23,317	57,246	76,410	81,772	92,933	116,088	139,753	18,056	18,906	19,175	22,924	10,109
	PROFESSIONAL & OTHER SERVICES	1,410	2,572	4,055	3,525	10,006	14,264	18,732	19,726	23,340	32,145	40,301	40,038	42,218	49,955	62,648	76,492	95,714	100,472	98,310	112,924	113,852	100,266	90,282	95,232
	FINANCIAL INSTITUTIONS	0	0	1	25	359	912	1,300	55	346	322	1,617	1,323	984	437	8,179	10,831	12,306	11,945	5,278	4,112	3,622	3,114	3,368	2,617
	PERSONAL	50,331	56,832	79,786	85,040	93,316	104,006	126,771	147,306	171,725	220,401	238,238	252,082	290,010	310,081	356,560	449,254	662,813	738,606	728,741	634,314	598,843	574,641	541,628	514,236
	ACQUISITION OF PROPERTY	29,121	33,173	45,832	46,689	53,701	58,941	74,225	85,421	98,302	115,416	138,593	157,938	160,505	180,138	210,050	255,115	378,774	425,472	429,306	359,909	343,937	332,426	306,762	297,577
	DURABLE CONSUMER GOODS	9,492	11,993	11,692	11,732	20,100	21,697	24,908	27,889	27,183	32,011	31,654	27,898	24,216	25,038	33,679	63,068	110,107	116,230	98,491	78,174	62,975	47,809	39,122	34,852
	OTHER PERSONAL	11,718	11,666	22,262	26,619	19,515	23,368	27,638	33,996	46,240	72,974	67,991	66,246	105,289	104,905	112,831	131,071	173,932	196,904	200,944	196,231	191,931	194,406	195,744	181,807
	TOTAL	165,678	190,999	200,980	198,969	212,701	240,183	282,136	308,716	358,751	457,547	491,228	520,009	579,859	662,328	799,018	938,797	1,268,268	1,470,115	1,539,713	1,390,890	1,386,280	1,341,452	1,296,199	1,222,496
	% OF LONG TERM LOANS TO TOTAL LOANS	44.8	37.0	45.9	45.4	37.9	40.0	57.6	58.4	60.3	61.3	71.9	73.8	72.6	70.2	68.5	69.6	70.5	70.8	62.8	65.4	64.2	65.6	64.6	67.4
	COMMERCIAL BANKS OVERDRAFT & LOANS BY MATURITY 1991 - 2013 (EC$ 000 )
		1991	1992	1993	1994	1995	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014
	OVERDRAFTS	26,126	31,202	27,511	25,756	24,139	23,266	27,399	32,558	34,850	48,774	50,618	44,718	53,009	64,953	54,640	76,521	122,783	171,355	126,798	90,117	91,509	71,237	73,486	74,869
	TOTAL LOANS & ADVANCES	139,572	158,798	173,469	173,253	188,562	293,527	254,737	276,158	323,901	408,773	440,610	475,291	523,850	597,375	744,378	862,276	1,145,485	1,298,760	1,412,915	1,300,773	1,294,771	1,270,215	1,222,713	1,147,627
	UP TO 1 YEAR	7,609	9,040	3,051	4,435	4,881	85,123	18,839	17,445	19,553	34,571	16,548	25,315	54,132	29,404	31,501	33,693	49,982	63,120	78,345	87,716	108,741	113,425	98,665	67,263
	UP TO 5 YEAR	57,675	79,460	78,156	78,378	102,995	81,730	73,365	78,439	88,133	93,832	70,816	65,955	51,094	103,269	165,681	175,408	201,909	194,452	367,395	303,370	295,857	277,434	286,666	256,071
	OVER 5 YEARS	74,288	70,298	92,262	90,440	80,686	126,674	162,533	180,274	216,215	280,370	353,246	384,021	418,624	464,702	547,196	653,175	893,594	1,041,188	967,175	909,687	890,173	879,356	837,382	824,293
	Total Loans & Advances and Overdrafts	165,698	190,000	200,980	199,009	212,701	316,793	282,136	308,716	358,751	457,547	491,228	520,009	576,859	662,328	799,018	938,797	1,268,268	1,470,115	1,539,713	1,390,890	1,386,280	1,341,452	1,296,199	1,222,496
	% Change		14.7%	5.8%	-1.0%	6.9%	48.9%	-10.9%	9.4%	16.2%	27.5%	7.4%	5.9%	17.4%	27.4%	20.6%	17.5%	35.1%	15.9%	4.7%	-9.7%	-0.3%	-3.2%	-3.4%	-5.7%
	Source: Eastern Caribbean Central Bank
	* Total Loans & Advances includes Bills Discounted
	Last Updated: March 27, 2015